Which are the Top 10 Loan Apps in India Offering Instant Personal Loans?

Which are the Top 10 Loan Apps in India Offering Instant Personal Loans?

Traditional banking was a brick-and-mortar system, and if one had to get a personal loan, they had to visit the institution and undergo vigorous documentation and application process. With the increasing usage of the internet and adapting digital platforms around the country, the financial system too has witnessed a massive change.

Now one can get an instant personal loan through various loan apps available directly on one’s mobile. These apps are available 24*7 and can be accessed from anywhere, everywhere. Thus, giving individuals access to personal loans instantly to take care of their regular expenses. This has led to more players in the financial market, offering the loan at a competitive market. If you are planning to apply for a loan, it is important to know which are the top loan apps in India for an instant personal loan.

Top 10 personal loan apps for an instant loan.

  1. Fullerton India InstaLoan App : A leading name in the financial sector, Fullerton India offers instant funds with its quick loan app. You can now borrow up to Rs 25 Lakhs at a market-driven interest rate starting at 13.99%. The loan app is available both on Play Store as well as the Apple store for download and allows for fast application and quick loan disbursal with minimum documentation.
  2. MoneyTap Loan App: A personal loan app offering line of credit to all customers at a flexible interest rate. MoneyTap presently offers its services to clients Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai as well as 30+ cities in India.
  3. Paysense Loan App: A quick loan app for instant cash, you can now enjoy funds within 5 hours of submitting your KYC details. Now enjoy a personal loan up to Rs 5 Lakhs at a reasonable interest rate. The minimum withdrawal amount is Rs 5000.
  4. Dhani Loan App: Marketed as a ‘phone se loan’ app, Dhani allows individuals to apply for a loan from anywhere up to Rs 15 Lakhs, at an interest rate starting at 12%. All you have to do is enter your Aadhar Number and loan amount and get the funds in your account instantly.
  5. KreditBee Loan App: An instant loan app for young professionals, KreditBee provides loans.
    up to Rs 1 Lakh. The entire process is 100% online, and the loan is disbursed within 15 mins.
  6. Nira Loan App: Offering loan to salaried individuals, Nira offers loan in the form of a line of credit, with a credit limit range starting from ₹ 3,000 to ₹ 1 Lakh. An individual can withdraw a minimum of Rs 5000 at a time. The tenure of the loan is from 3 months to 1 year. Pay only for what you borrow.
  7. CASHe Loan App: A loan app especially for salaried employees to borrow between ₹ 5,000 to ₹ 2 Lakh. For a tenure ranging between 15 days to 6 months. Just upload some documents and get funds in your account for any purpose.
  8. Credy Technologies: Credy offers personal loans on personalized terms with no collateral, or hidden cost. Get a loan between Rs 10,000 to Rs 1 lakh for a duration of 3 to 15 months at an interest rate starting 12%. A simple, fast and quick loan app, that helps in financing your emergencies.
  9. Early Salary Loan App: Now enjoy an early salary and manage your monthly expenses with a small personal loan of up to ₹ 2 Lakh at an interest rate starting from 2% per month.
  10. Smart Coins Loan App: A FinTech company offering a user-friendly, scalable lending platform, Smart Coin offers instant mini loans from Rs 1000 to Rs 25,000. The loan is available for all salaried individuals with no cap on the minimum limit of salaries.


The Internet has revolutionized the daily working of India, from buying groceries to electronics, everything can be done from the comfort of your home. A similar situation has been seen in the financial market too. With the above-listed loan apps, personal loan application has become easier and convenient. All you have to do is download the app, fill the form, upload documents and the loan amount will be credited into your account in no time.

Elishay Smith

Lynn Redmile is a blogger and writer. She loves to express her ideas and thoughts through her writings. She loves to get engaged with the readers who are seeking for informative content on various niches over the internet. techmeshnewsofficial@gmail.com